The BTL Mortgage Turns 30: Three Decades of Lessons for UK Investors
The UK's first dedicated buy-to-let mortgage went on sale on September 24, 1996.
Read articleBTL Fix Window Closing: Swap Rates Hit 3-Year High
Five-year swap rates climbed to 4.52% in the first week of September 2026, their highest level in roughly three years. Some lenders are still cutting. Paragon trimmed 15 basis points in the past fortnight.
Read articleAutumn Budget 2026: 7 Weeks to Act on Confirmed Tax Changes
The Autumn Budget is confirmed for 28 October 2026. Seven weeks. Some of what it will contain is already in statute. Some of it is newspaper speculation.
Read articleLloyds HPI August 2026: Flat Prices, Nervous Market, BTL Window
The Lloyds House Price Index, renamed from Halifax HPI in July 2026, landed this week with numbers that look quiet on the surface but carry a clear signal for buy-to-let investors who know how to read a soft market.
Read article73% of Letting Agents Swamped by Renters Rights Act
Three in four lettings professionals report more admin since 1 May 2026. That is the finding from Propoly's September 2026 survey of 300 letting agency staff across England.
Read articleInflation 2.9%, September 17 BoE: What Landlords Must Do Now
UK CPI rose to 2.9% in July 2026, up from 2.6% in June. The ONS published that on 20 August. It was a four-month high and the first upward move after three months of slowing inflation.
Read articleNationwide August 2026: House Prices Dip. Rents Keep Rising.
The Nationwide Building Society published its August 2026 house price index on Friday 29 August. UK house prices fell 0.2% in August on a monthly basis, the first monthly decline since April 2026.
Read article45% of UK Buy-to-Let Is Now Company-Owned (Q3 2026)
Lendlord published its Q3 2026 landlord data this week. One figure stands out: 45.1% of UK buy-to-let property is now held through limited companies, against 54.9% held privately.
Read articleTMW at 3.44%, Paragon Green at 3.55%: The August BTL Rate Roundup
The NRLA August 2026 buy-to-let market update is out, and the headline is not what most landlords will expect.
Read articleVAT on Electricity Falls to 0% in October. What HMO Landlords Need to Know.
On 21 July 2026, the Andy Burnham government announced that VAT on domestic electricity would fall from 5% to 0% from 1 October 2026. The reduction runs to 31 March 2027, making it a six-month measure for now.
Read articleBTL Mortgage Possessions Fell 22% in Q2. Arrears Down for the Eighth Quarter Running.
UK Finance published its Q2 2026 Mortgage Arrears and Possessions Update on August 13.
Read articleMortgage Rates Are Back Up. Here's the Budget Window to Watch.
The two-year fixed mortgage rate climbed from 5.52% to 5.63% in August. That is the first monthly rise since April, and it erases every gain made since the February trough of 4.85%.
Read articleUK Banks Cut BTL Lending to Small Investors 14% in 5 Years
Karis Capital published research in early July 2026 showing regulated UK bank lending to small and medium-sized property investors fell 14% between March 2021 and March 2026.
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